/* ── Homepage-specific styles ── */
/* Overrides shared.css --gold alias back to true gold for the homepage */

:root {
  --gold:       #c9a84c;
  --gold-light: #e2c97e;
  --gold-pale:  #f5edda;
  --border:     rgba(201,168,76,0.18);
}

/* ── HERO ── */
.hero {
  min-height: 100vh;
  background: var(--navy);
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  overflow: hidden;
}

.hero-bg-decor { position: absolute; inset: 0; pointer-events: none; }

.hero-bg-circle1 {
  position: absolute;
  width: 700px; height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,0.07) 0%, transparent 70%);
  right: -150px; top: 50%;
  transform: translateY(-50%);
}

.hero-bg-circle2 {
  position: absolute;
  width: 400px; height: 400px;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.08);
  right: 80px; top: 50%;
  transform: translateY(-50%);
}

.hero-grid-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero-left {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 120px 60px 80px;
  position: relative;
  z-index: 2;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 24px;
}

.hero-eyebrow::before {
  content: '';
  display: block;
  width: 28px; height: 1px;
  background: var(--gold);
}

.hero-title {
  font-size: clamp(42px, 4.5vw, 68px);
  line-height: 1.08;
  color: var(--white);
  margin-bottom: 24px;
}

.hero-title em { font-style: italic; color: var(--gold); }

.hero-subtitle {
  font-size: 17px;
  line-height: 1.7;
  color: rgba(250,250,248,0.65);
  max-width: 440px;
  margin-bottom: 44px;
}

.hero-cta-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.btn-hero-primary {
  padding: 16px 36px;
  background: var(--gold);
  border-radius: 4px;
  color: var(--navy);
  font-family: 'DM Sans', sans-serif;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.25s;
  border: none;
  display: inline-block;
}

.btn-hero-primary:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 8px 28px rgba(201,168,76,0.3);
}

.btn-hero-ghost {
  padding: 15px 32px;
  border: 1px solid rgba(250,250,248,0.25);
  border-radius: 4px;
  background: transparent;
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  font-size: 15px;
  font-weight: 400;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.25s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.btn-hero-ghost:hover {
  border-color: rgba(250,250,248,0.6);
  background: rgba(250,250,248,0.05);
}

/* ── HERO RIGHT CARD MOCKUP ── */
.hero-right {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  z-index: 2;
  padding: 120px 60px 80px 20px;
}

.hero-card-stack { position: relative; width: 380px; }

.hero-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 12px;
  padding: 28px 32px;
  backdrop-filter: blur(8px);
}

.hero-card.main-card { position: relative; z-index: 3; }

.hero-card.back-card {
  position: absolute;
  top: -18px; left: 18px; right: -18px;
  background: rgba(255,255,255,0.02);
  border-color: rgba(201,168,76,0.08);
  z-index: 1;
  padding: 22px 28px;
}

.hc-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

.hc-title {
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  color: var(--white);
  margin-bottom: 20px;
}

.hc-quote-row { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }

.hc-quote-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(255,255,255,0.04);
  border-radius: 6px;
  padding: 10px 14px;
}

.hc-insurer { display: flex; align-items: center; gap: 10px; }

.hc-badge {
  width: 32px; height: 32px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.hc-insurer-name { font-size: 13px; color: rgba(250,250,248,0.8); }
.hc-insurer-type { font-size: 11px; color: rgba(250,250,248,0.4); }
.hc-price { text-align: right; }

.hc-price-val {
  font-size: 15px;
  font-weight: 600;
  color: var(--white);
}

.hc-price-tag {
  display: inline-block;
  font-size: 10px;
  font-weight: 600;
  padding: 2px 7px;
  border-radius: 3px;
  margin-top: 3px;
}

.tag-best { background: rgba(201,168,76,0.2); color: var(--gold); }
.tag-fast { background: rgba(74,183,150,0.2); color: #4ab796; }

.hc-footer { display: flex; align-items: center; justify-content: space-between; }

.hc-agent-info { display: flex; align-items: center; gap: 8px; }

.hc-avatar {
  width: 28px; height: 28px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold) 0%, #a07830 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  color: var(--navy);
}

.hc-agent-name { font-size: 12px; color: rgba(250,250,248,0.55); }

.hc-time {
  font-size: 11px;
  color: rgba(250,250,248,0.35);
  display: flex;
  align-items: center;
  gap: 4px;
}

.pulse-dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: #4ab796;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.5; transform: scale(1.3); }
}

/* ── STATS BAR ── */
.stats-bar { background: var(--gold); padding: 0 60px; }

.stats-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.stat-item {
  padding: 36px 24px;
  border-right: 1px solid rgba(10,22,40,0.12);
  text-align: center;
}

.stat-item:last-child { border-right: none; }

.stat-num {
  font-family: 'Playfair Display', serif;
  font-size: 40px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 6px;
}

.stat-label {
  font-size: 13px;
  font-weight: 500;
  color: rgba(10,22,40,0.65);
  letter-spacing: 0.3px;
}

/* ── SOLUTIONS GRID ── */
.solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.1);
  border-radius: 8px;
  overflow: hidden;
}

.solution-card {
  background: var(--white);
  padding: 40px 36px;
  position: relative;
  transition: background 0.25s;
}

.solution-card:hover { background: var(--gold-pale); }

.solution-icon {
  width: 52px; height: 52px;
  border-radius: 8px;
  border: 1px solid rgba(201,168,76,0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  transition: border-color 0.25s;
}

.solution-card:hover .solution-icon { border-color: var(--gold); }

.solution-card-title {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.solution-card-desc { font-size: 14px; line-height: 1.7; color: var(--text-muted); }

.solution-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 20px;
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  text-decoration: none;
  transition: gap 0.2s;
}

.solution-link:hover { gap: 10px; }

/* ── AGENT TEASER (section-dark overrides for card grid) ── */
.agent-teaser-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(201,168,76,0.12);
  border-radius: 14px;
  padding: 56px 60px;
  position: relative;
  overflow: hidden;
}

.agent-teaser-accent {
  position: absolute;
  right: -60px; top: -60px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.agent-feature-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.agent-feature-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.1);
  border-radius: 10px;
  padding: 22px 20px;
}

.agent-feature-card svg { margin-bottom: 12px; display: block; }

.agent-feature-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 5px;
}

.agent-feature-desc {
  font-size: 12.5px;
  line-height: 1.6;
  color: rgba(250,250,248,0.45);
}

/* ── HOW IT WORKS ── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 28px;
  left: 15%; right: 15%;
  height: 1px;
  background: linear-gradient(90deg, transparent 0%, var(--gold) 20%, var(--gold) 80%, transparent 100%);
  opacity: 0.25;
}

.step-item { padding: 0 28px; text-align: center; }

.step-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--gold);
  background: var(--white);
  position: relative;
  z-index: 2;
}

.section-off .step-num { background: var(--off-white); }

.step-title {
  font-family: 'Playfair Display', serif;
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.step-desc { font-size: 14px; line-height: 1.7; color: var(--text-muted); }

/* ── TESTIMONIALS ── */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testi-card {
  background: var(--white);
  border: 1px solid rgba(201,168,76,0.12);
  border-radius: 10px;
  padding: 36px 32px;
  transition: box-shadow 0.25s, transform 0.25s;
}

.testi-card:hover {
  box-shadow: 0 16px 48px rgba(0,0,0,0.08);
  transform: translateY(-3px);
}

.testi-quote-mark {
  font-family: 'Playfair Display', serif;
  font-size: 60px;
  line-height: 0.8;
  color: var(--gold);
  opacity: 0.4;
  margin-bottom: 16px;
}

.testi-text {
  font-size: 15px;
  line-height: 1.75;
  color: var(--text-dark);
  margin-bottom: 28px;
  font-style: italic;
}

.testi-author { display: flex; align-items: center; gap: 12px; }

.testi-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 15px;
  color: var(--navy);
  flex-shrink: 0;
}

.testi-name { font-weight: 600; font-size: 14px; color: var(--text-dark); }
.testi-role { font-size: 12.5px; color: var(--text-muted); }

.testi-stars { display: flex; gap: 2px; margin-bottom: 4px; }

/* ── PARTNERS BAND ── */
.partners-band {
  background: var(--off-white);
  padding: 52px 60px;
  overflow: hidden;
}

.partners-label {
  text-align: center;
  font-size: 11.5px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 36px;
}

.partners-track {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 52px;
  flex-wrap: wrap;
}

.partner-pill {
  background: var(--white);
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 6px;
  padding: 10px 24px;
  font-size: 13px;
  font-weight: 600;
  color: rgba(10,22,40,0.45);
  letter-spacing: 0.5px;
  transition: color 0.2s, border-color 0.2s;
}

.partner-pill:hover {
  color: var(--navy);
  border-color: rgba(201,168,76,0.3);
}

/* ── CTA BAND (homepage variant) ── */
.cta-band-decor {
  position: absolute;
  width: 500px; height: 500px;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.08);
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  pointer-events: none;
}

.cta-band-decor2 {
  position: absolute;
  width: 300px; height: 300px;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.05);
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  pointer-events: none;
}

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}

.fade-up            { animation: fadeUp 0.7s ease forwards; }
.fade-up-delay-1    { animation-delay: 0.1s;  opacity: 0; }
.fade-up-delay-2    { animation-delay: 0.2s;  opacity: 0; }
.fade-up-delay-3    { animation-delay: 0.35s; opacity: 0; }
.fade-up-delay-4    { animation-delay: 0.5s;  opacity: 0; }
.fade-up-delay-5    { animation-delay: 0.65s; opacity: 0; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .hero { grid-template-columns: 1fr; }
  .hero-right { display: none; }
  .stats-bar { padding: 0 32px; }
  .solutions-grid { grid-template-columns: 1fr 1fr; }
  .steps-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .steps-grid::before { display: none; }
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
  .partners-band { padding: 40px 32px; }
  .agent-teaser-grid { grid-template-columns: 1fr; gap: 36px; }
}

@media (max-width: 640px) {
  .hero-left { padding: 100px 24px 60px; }
  .solutions-grid { grid-template-columns: 1fr; }
  .stats-inner { grid-template-columns: 1fr 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .agent-teaser-grid { padding: 36px 24px; }
  .agent-feature-grid { grid-template-columns: 1fr; }
}