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Life Insurance

Secure Your Family's Financial Future

Term life, whole life, and endowment policies designed to protect what matters most. Get expert guidance on the right life cover for your stage of life.

Cover Options

Choose Your Plan

All plans include a dedicated UltraSure agent, instant digital certificates, and 24/7 claims support.

Most Affordable
Term Life
From KSh 5,000 / yr
Pure protection for a fixed period. The most affordable way to secure a large sum assured for your family.
  • Sum assured up to KSh 50M
  • 10–30 year terms
  • No investment component
  • Premium waiver on disability
  • Conversion option at maturity
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Whole Life
From KSh 15,000 / yr
Lifelong cover with a savings component that builds cash value over time.
  • Lifetime cover guarantee
  • Cash surrender value
  • Loan facility against policy
  • Participating dividends
  • Critical illness rider available
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Best Savings
Endowment Plan
From KSh 20,000 / yr
A savings and protection hybrid — pay premiums for a set term, receive a lump sum at maturity or on death.
  • Lump sum at maturity
  • Death benefit at any time
  • Disciplined savings vehicle
  • Education & mortgage planning
  • Guaranteed minimum return
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Not sure which plan is right for you?

Speak to a dedicated UltraSure agent — we'll analyse your needs and match you to the most suitable and cost-effective cover.

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Why UltraSure

What Sets Us Apart

Guaranteed Payout
Your nominated beneficiaries receive the full sum assured regardless of when a claim is made.
Wealth Accumulation
Endowment and whole life plans grow your money while providing protection.
Business Continuity
Keyman insurance and business life policies protect your company if a key person passes away.
Flexible Premiums
Monthly, quarterly, or annual premium payment options to suit your cash flow.
Underwriters We Work With
Jubilee Insurance
Britam Life
CIC Life
UAP Life
Sanlam Kenya
Madison Life
APA Life
ICEA Lion Life
Common Questions

Frequently Asked Questions

For sum assured below KSh 5M, most underwriters offer cover without a medical exam. Higher amounts require a medical questionnaire or full examination.
The nominated beneficiary submits a death certificate, policy document, and ID to the insurer. UltraSure assists families through the entire claims process.
Yes. You can update beneficiaries at any time by completing a change-of-beneficiary form with your insurer. We facilitate this on your behalf.
Term life provides pure protection for a fixed period at a lower cost. Whole life covers you for life and builds a savings/investment element over time.
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Ready to Get Covered?

Get a personalised quote in under 2 minutes. A UltraSure agent will reach out within 24 hours.

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