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SME & Business Insurance

Protecting Kenya's
Growing Businesses

Tailored insurance bundles for SMEs and corporates — from liability and goods-in-transit to employee benefits and business interruption cover.

Cover Options

Choose Your Plan

All plans include a dedicated UltraSure agent, instant digital certificates, and 24/7 claims support.

SME Starter Bundle
From KSh 25,000 / yr
Essential cover for micro and small businesses. Property, liability, and basic employee benefits in one affordable package.
  • Office contents cover
  • Public liability
  • Group personal accident
  • Fidelity guarantee
  • Business interruption (basic)
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Most Popular
Business Growth Bundle
From KSh 65,000 / yr
Comprehensive cover for growing businesses with a fleet, stock, and a team to protect.
  • All SME Starter benefits
  • Goods in transit
  • Fleet insurance
  • Group medical scheme
  • Directors & officers liability
  • Equipment breakdown
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Enterprise
Corporate Package
Custom Pricing
Bespoke insurance programmes for large businesses, groups, and multinationals operating in Kenya.
  • Customised benefit structures
  • Risk assessment & consulting
  • Group life & medical
  • Professional indemnity
  • Marine & cargo cover
  • Dedicated account manager
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Not sure which plan is right for you?

Speak to a dedicated UltraSure agent — we'll analyse your needs and match you to the most suitable and cost-effective cover.

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Why UltraSure

What Sets Us Apart

Business Continuity
Business interruption cover keeps your revenue flowing after an insured event.
Employee Benefits
Group medical, life, and personal accident schemes to attract and retain top talent.
Fleet Cover
Motor insurance for your entire business vehicle fleet — one policy, one renewal.
Goods in Transit
Cover for stock and cargo during road, air, or rail transport within Kenya.
Underwriters We Work With
Jubilee Insurance
APA Insurance
CIC Insurance
Britam
GA Insurance
Geminia
Madison Insurance
ICEA Lion
Common Questions

Frequently Asked Questions

Public liability covers legal costs and compensation if a third party is injured or their property is damaged due to your business activities. It is essential for any business with customer-facing premises.
Yes. Fleet insurance is available for businesses operating 3 or more vehicles. Contact UltraSure for a fleet quote tailored to your vehicle types and usage.
Goods-in-transit covers products, stock, or cargo against loss or damage while being transported by road, rail, or air within Kenya.
While not mandatory by law for all employers, group medical schemes are a key staff retention tool and are highly recommended. WIBA (Work Injury Benefits) cover is however legally required.
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Ready to Get Covered?

Get a personalised quote in under 2 minutes. A UltraSure agent will reach out within 24 hours.

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