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Medical Cover

Healthcare Protection for Every Stage of Life

Individual, family, and corporate medical plans from Kenya's leading health insurers. Inpatient, outpatient, dental, and optical benefits under one policy.

Cover Options

Choose Your Plan

All plans include a dedicated UltraSure agent, instant digital certificates, and 24/7 claims support.

Individual Plan
From KSh 18,000 / yr
Solid inpatient cover for a single adult with access to panel hospitals across Kenya.
  • Inpatient cover up to KSh 1M
  • Emergency evacuation
  • Pre-existing conditions (waiting period)
  • Last expense benefit
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Most Popular
Family Plan
From KSh 55,000 / yr
Comprehensive family cover including spouse and up to 4 children, with inpatient and outpatient benefits.
  • Inpatient up to KSh 3M
  • Outpatient cover included
  • Maternity benefit
  • Dental & optical riders
  • Nationwide hospital panel
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Best for Teams
Corporate Plan
Custom Pricing
Group medical schemes for SMEs and large corporates, with customisable benefit levels per grade.
  • Bespoke benefit tables
  • HR management portal
  • Direct billing to employer
  • Wellness programmes
  • Dedicated relationship manager
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Not sure which plan is right for you?

Speak to a dedicated UltraSure agent — we'll analyse your needs and match you to the most suitable and cost-effective cover.

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Why UltraSure

What Sets Us Apart

Inpatient & Outpatient
Full inpatient hospitalisation plus outpatient consultations, diagnostics, and drugs.
Maternity Benefits
Cover for antenatal, delivery, and postnatal care included in family plans.
Nationwide Access
600+ panel hospitals and clinics across Kenya, from Nairobi to rural counties.
Emergency Evacuation
Air and road evacuation to the nearest appropriate medical facility, covered.
Underwriters We Work With
Jubilee Health
AAR Insurance
CIC Insurance
Britam Health
UAP Old Mutual
Madison Insurance
Resolution Insurance
Pacis Insurance
Common Questions

Frequently Asked Questions

Most plans have a waiting period (typically 1–2 years) for pre-existing conditions. Some premium plans offer cover from day one. Your agent will advise the best option.
Our partner underwriters have panels covering Nairobi Hospital, Aga Khan, MP Shah, Kenyatta National Hospital, and hundreds of facilities nationally.
Dependant parents can be added to select plans at an additional premium. Contact us for a customised family plus parents quotation.
Call your insurer's 24-hour helpline or present your insurance card directly to a panel hospital. Pre-authorisation is required for non-emergency admissions.
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Ready to Get Covered?

Get a personalised quote in under 2 minutes. A UltraSure agent will reach out within 24 hours.

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